I have over 25 years as a Long Term Care Planning Specialist working with individuals who are concerned about mitigating the impact that a long term care event would have on their families and finances. My expertise includes structuring appropriate, affordable LTC insurance plans, of both the traditional and hybrid varieties.  Within that 25 years, I have 12 years of experience consulting with professionals at the nation’s preeminent financial planning, banking, wirehouse and brokerage advisory firms, including training to use a risk management approach to LTC planning, and providing product training, recommending appropriate product solutions for clients, and face-to-face contact with clients through educational workshops and individual meetings. I also conduct speaking programs for organizations, associations and professional groups.